Health Insurance In Montana [dot] Net » News http://www.healthinsuranceinmontana.net Montana Health Insurance | Health Insurance in Montana Tue, 24 Jan 2012 18:41:49 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Blue Cross Too Late To Provide State of Montana Benefits In 2013 http://www.healthinsuranceinmontana.net/blue-cross-too-late-to-provide-state-of-montana-benefits-in-2013/ http://www.healthinsuranceinmontana.net/blue-cross-too-late-to-provide-state-of-montana-benefits-in-2013/#comments Thu, 08 Dec 2011 23:45:48 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=240 Blue Cross Blue Sheild in Montana missed the deadline for submitting a proposal for the state of Montana Health Benefits.

Blue Cross Blue Sheild has been State of Montana’s health benefits provider for the past 28 years so they are extremely disappointed that they missed the deadline.

They plan to do an investigation of who [...]]]> Blue Cross Blue Sheild in Montana missed the deadline for submitting a proposal for the state of Montana Health Benefits.

Blue Cross Blue Sheild has been State of Montana’s health benefits provider for the past 28 years so they are extremely disappointed that they missed the deadline.

They plan to do an investigation of who made the mistake of not getting the deal submitted in time for the state.

So who could be running the state of Montana’s health benefits worth about 4 Million and 32,000 employees? There are 3 potentials:

  • Employee Benefit Management Services (EBMS) of Billings
  • UnitedHealth of Minnetonka, Minn.
  • Cigna of Hartford, Conn.

It will be interesting to see who if not all three that could grab up this business and what the pricing will actually turn out to be. Will coverage and premiums be better or worse? We will find out coming 2013.

]]> http://www.healthinsuranceinmontana.net/blue-cross-too-late-to-provide-state-of-montana-benefits-in-2013/feed/ 0 Obama Coming to Montana to talk Health Care Reform http://www.healthinsuranceinmontana.net/obama-coming-to-montana-to-talk-health-care-reform/ http://www.healthinsuranceinmontana.net/obama-coming-to-montana-to-talk-health-care-reform/#comments Wed, 12 Aug 2009 23:58:40 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=176 The president of the United States himself will be showing up in Montana on Friday August 14th in Belgrade to talk about health care reform. I will be unable to attend his town hall style meeting, but I would like to know what will happen to agents that sell health insurance in Montana if his [...]]]> The president of the United States himself will be showing up in Montana on Friday August 14th in Belgrade to talk about health care reform. I will be unable to attend his town hall style meeting, but I would like to know what will happen to agents that sell health insurance in Montana if his health care reform will pass.

Here are some things that would happen in Montana if Obama’s health care reform passes:

–62 percent of Montana residents with employer-based coverage would lose their current insurance. Of the estimated 489,200 Montana residents with private health insurance,

there would be a decline of 256,700 people with private coverage.

–52 percent of privately insured Montana residents would transition out of private insurance Of the estimated 426,900 Montana residents with employer-based coverage,

265,400 people would be shifted out of their current employer-based plan.

The study is released ahead of a major forum on Healthcare/Health Insurance Reform hosted by the Montana Policy Institute in Bozeman on August 14. In attendance at the forum will be lawmakers and?policy analysts. The event is open to members of the public via pre-registration at www.montanapolicy.org. A full panel of speakers has been confirmed with a keynote address by Harvard Professor and author Regina Herzlinger.

The study further showed that 80 percent of Montana residents in a health insurance exchange would end up in thepublic plan. Of the estimated 414,100 Montana residents who would obtain coverage through an exchange, 330,500 would be covered by the public plan.

In addition, 32 percent of the uninsured in Montana would still lack coverage. Of the estimated 180,800 Montana residents without health insurance, the legislation would only reduce the uninsured by 123,200, leaving 57,600 Montana residents without coverage, according to the study.

The study also assessed the impact on the health care practitioners.

Physicians in Montana could see their net annual income decline by $36.6 million, an average loss in income of $13,877 per physician. Of this net loss in income, $129.7 million is attributable to the public plan using Medicare-based payments. Today, Medicare physician payments in Montana are 76 percent of private payments, according to the report.

Hospitals in Montana could have their net annual income fall by about $268.5 million, with hospital total margins dropping to -4 percent. This loss in hospital income, greater than total hospital margins, is overwhelmingly attributable to the public plan using Medicare-based payments. Today, Medicare hospital payments in Montana are 64 percent of private payments – from this source

Has president Obama thought about the above stats?

What about the thousands of insurance agents no longer able to an income due to everyone dumping their private and going to the public plan? What about the millions of dollars in losses for hospitals not only in Montana, but across the United States?

I encourage you to show and speak your mind! We need the health care Bill read out loud line by line. Don’t let our government ram another bill through without the people knowing what is really in it!

What is your take?

]]> http://www.healthinsuranceinmontana.net/obama-coming-to-montana-to-talk-health-care-reform/feed/ 0 Health Care Reform and Baucus in Montana http://www.healthinsuranceinmontana.net/health-care-reform-and-baucus-in-montana/ http://www.healthinsuranceinmontana.net/health-care-reform-and-baucus-in-montana/#comments Thu, 23 Jul 2009 18:53:08 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=167 As the health care debate rages on you may have noticed this article from the Missoulian about the Montana Health Insurance senator:

By MIKE DENNISON Missoulian State Bureau

HELENA – As health care reform heats up politically in Washington, D.C., the temperature is being turned up in Montana as well, with TV ads and [...]]]> As the health care debate rages on you may have noticed this article from the Missoulian about the Montana Health Insurance senator:

By MIKE DENNISON Missoulian State Bureau

HELENA – As health care reform heats up politically in Washington, D.C., the temperature is being turned up in Montana as well, with TV ads and rallies targeting Sen. Max Baucus, who’s helping craft key health legislation.

Two liberal groups are sponsoring an ad urging Baucus to support a government health insurance plan as part of reforms – a proposal bitterly opposed by industry.

Meanwhile, advocates for national, taxpayer-supported health insurance for all are planning rallies Friday outside the Montana offices of Baucus and health insurer Blue Cross/Blue Shield of Montana.

And from the other end of the political spectrum, a Kalispell physician is in Washington, D.C., on Wednesday to take part in a news conference by a group opposing current reforms as “government-controlled health care.”

Anne Bucacek plans to join members of the Coalition to Protect Patients’ Rights for a conference at the National Press Club.

Baucus, D-Mont., chairs the Senate Finance Committee, which is working on one of three major health reform bills before Congress. The committee’s bill, yet to be released, is thought to be a bellwether of what could pass the full Senate, which is a key bottleneck in the legislative process.

On Tuesday, the Progressive Change Campaign Committee and Democracy for America began running a TV ad in Montana, urging Baucus to include the government health insurance plan in the bill.

The plan, also known as the “public option,” would be a government-sponsored insurance plan that competes with private health insurance.

The ad notes that Baucus has received nearly $4 million in campaign funds from health and insurance industry interests in the past six years, and that a recent poll showed that 76 percent of Americans support having the public option.

It shows two doors, one “for” and one “against” a public option and asks Baucus which one he’ll choose.

The ad began running Tuesday in Billings, Helena and Butte TV markets, and Progressive Change Campaign Committee is asking members to contribute money to keep it running for another week, said co-founder Adam Green in New York.

Baucus, through a spokesman, declined Tuesday to say whether he supports having the public option in the bill coming out of the Finance Committee.

“Max is committed to crafting a health care bill that will lower costs, improve quality and can pass the U.S. Senate,” said Ty Matsdorf. “At this point, he is looking at a variety of options to accomplish these goals.”

Green said his group’s members voted on which senator to target on the public-option issue, and that Baucus was the top target.

The group, founded earlier this year, works to elect more “progressives” to Congress and to push Democrats to act more boldly on progressive issues, Green said. Its partner on the ad, Democracy for America, is the group founded by former Vermont Gov. and ex-Democratic National Committee Chairman Howard Dean.

This Friday, Montanans for Single-Payer, which supports national, public health insurance for all citizens, has scheduled rallies in Helena, Bozeman, Missoula, Billings and other cities.

Organizers say they’ll be rallying in support of a House bill provision that would allow states to set up their own single-payer health systems. The rallies are targeting Baucus, who has said single-payer won’t be considered as a reform option, and Blue Cross, the state’s largest private health insurer.

“If we can keep this amendment alive through the process (a big challenge), Montana could set up its own single-payer system,” the group said this week.

Bucacek, the

Kalispell physician, will be joining members of the Coalition to Protect Patients’ Rights to discuss how proposed reforms will “lead to long waiting lines, substandard care, and to the slowing of medical discovery.”

So where are you at in this big health insurance debate? It could be that some time in the near future that Montana Health Insurance Quotes could change!

My personal opinion is that change does need to happen but not in the form of single payer but rather in the form of controlling outragous health insurance premiums.

]]> http://www.healthinsuranceinmontana.net/health-care-reform-and-baucus-in-montana/feed/ 0 Health Insurance in Great Falls, MT http://www.healthinsuranceinmontana.net/health-insurance-in-great-falls-mt/ http://www.healthinsuranceinmontana.net/health-insurance-in-great-falls-mt/#comments Sun, 21 Jun 2009 15:18:19 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=150 Looking for health insurance in Great Falls, MT?

Montana Health Insurance in Great Falls I can help you with. The goal of the website that you are visiting right now is to provide quotes from various companies in Montana so that you can pick the company that best suits you or your families needs.

Get [...]]]> Looking for health insurance in Great Falls, MT?

Montana Health Insurance in Great Falls I can help you with. The goal of the website that you are visiting right now is to provide quotes from various companies in Montana so that you can pick the company that best suits you or your families needs.

Get the best options for health insurance in Great Falls, MT when you click on the “Home Page” to get a quote.

A licensed agent is here to help you with your options and simply wants for you to pick the right health insurance plan that varies from family to family.

Some people are learning how to use a high deductible and health savings account at  a younger age to save for future medical expenses. These plans are great and the money that you place into your health savings account rolls over from year to year so as long as you keep saving your money in your health savings account keeps growing and growing until you need to use it for a medical expense.

If you would like to know your Montana health insurance options then again please visit the Home Page where you can fill out your info and get an instant quote.

Having private health insurance in Montana is a great thing since Montana is a very recreational place to live. Live stress free knowing that you have health insurance to cover you in case a major health problem occurs. Having health insurance can give you a peace of mind knowing that a medical expense won’t leave you bankrupt after you leave the hospital or treatment facility.

Eventually the site will provide the top companies in Montana and you will also be able to apply online with all of them, however, at this time there is only 1 company that you can apply online with from this site.

Thanks for visiting and checking into health insurance in Great Falls, MT.

]]> http://www.healthinsuranceinmontana.net/health-insurance-in-great-falls-mt/feed/ 0 Mandate for Montana Health Insurance ? http://www.healthinsuranceinmontana.net/mandate-for-montana-health-insurance/ http://www.healthinsuranceinmontana.net/mandate-for-montana-health-insurance/#comments Fri, 05 Jun 2009 22:51:17 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=145 Recently there was an article in the New York Times about the possibility of mandating health insurance. This wasn’t a mandate for Montana Health Insurance, but rather an idea to make health insurance manditory for all Americans.

This doesn’t come without some add on’s though.

For one Obama stated that for those who still couldn’t [...]]]> Recently there was an article in the New York Times about the possibility of mandating health insurance. This wasn’t a mandate for Montana Health Insurance, but rather an idea to make health insurance manditory for all Americans.

This doesn’t come without some add on’s though.

For one Obama stated that for those who still couldn’t afford coverage there would be some type of governmental health plan so that they could have some form of coverage.

Some (mostly Republicans) say that doing this (governmental health insurance) is just another step toward nationalization of health insurance and are afraid we will become like Canada and wait in line. Not sure how that would be Montana, but could be long waiting lines to see the doctor in some places.

Another idea is that it will make all of the companies very competitive and drive down the premiums which would be great for Montana health insurance because everyone currently pays for maternity in the premium even if you are a single male.

How soon will this take place? Not really sure but we may see some changes in 2010.

]]> http://www.healthinsuranceinmontana.net/mandate-for-montana-health-insurance/feed/ 0 New Montana Health Insurance Plans in 2010 http://www.healthinsuranceinmontana.net/new-montana-health-insurance-plans-in-2010/ http://www.healthinsuranceinmontana.net/new-montana-health-insurance-plans-in-2010/#comments Thu, 05 Mar 2009 21:58:35 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=125 President Obama is pushing healthcare reform and so I predict by 2010 health insurance in Montana could look different.

I actually don’t have a problem with healthcare reform, but I would have a problem if I no longer have a job because nobody needs to buy health insurance from me.

I disagree with the statement [...]]]> President Obama is pushing healthcare reform and so I predict by 2010 health insurance in Montana could look different.

I actually don’t have a problem with healthcare reform, but I would have a problem if I no longer have a job because nobody needs to buy health insurance from me.

I disagree with the statement that was made HERE about health care being the biggest financial threat to our country! Check out this:

Senate Finance Committee Chairman Max Baucus, D-Mont., who will play a leading role in writing health care legislation, raised questions about the proposed $634 billion “down payment” for expanded coverage that Obama included in the 2010 budget he released last week.

So what are we going to do? Oh yeah spend another 634 billion that won’t help but rather help destroy America because we won’t be able to recover financially.

I do agree that health insurance costs are so high, but get to talking about the real reasons why they are high. Why are doctors and pharmaceutical companies charging so much? Why does it cost more and more to do anything medically?

Montana health insurance will definitely change, but is it change we can believe in? Will I along with many thousands of other insurance agents even have a job in 2010 selling health insurance?

I hope that they can come up with some type of government plan along with still being able to buy some type of private health insurance.

I guess that the future will eventually let us know.

]]> http://www.healthinsuranceinmontana.net/new-montana-health-insurance-plans-in-2010/feed/ 0 Bradon’s Bill – Montana Health Insurance for Autism http://www.healthinsuranceinmontana.net/bradons-bill-montana-health-insurance-for-autism/ http://www.healthinsuranceinmontana.net/bradons-bill-montana-health-insurance-for-autism/#comments Wed, 11 Feb 2009 20:40:35 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=111 I saw in the paper on Friday Feb. 6th about Brandon’s Bill. It made me wonder if the bill would help both the state and children with Autism.

From the Billings Gazette:

Parents wearing red T-shirts emblazoned “Support Brandon’s bill for every 1 in 150 Montana children” crowded a hearing of the Senate [...]]]> I saw in the paper on Friday Feb. 6th about Brandon’s Bill. It made me wonder if the bill would help both the state and children with Autism.

From the Billings Gazette:

Parents wearing red T-shirts emblazoned “Support Brandon’s bill for every 1 in 150 Montana children” crowded a hearing of the Senate Business, Labor and Economic Affairs Committee on Wednesday. About 30 people who couldn’t squeeze into the hearing watched on a television in the hallway.

Mothers and fathers of children with autism came to Helena from all over the state to tell lawmakers about their struggles to get doctor-recommended health care for their children, care that their private insurance policies didn’t cover. The legislation is called “Brandon’s bill” for Brandon Simonsen, 5, of Billings, whose mother, Laura, started the campaign after he was diagnosed with autism.

It is estimated that one out of every 150 U.S. children has some degree of an autism disorder. Some severely autistic Montana children were prescribed intensive therapy that their families simply couldn’t afford. Other families incurred tens of thousands of dollars in debts to get care for their kids. Some children didn’t get recommended therapy. Some parents found that the only way they could get any help for their children was to quit their jobs so they would be eligible for Medicaid and other public assistance.

The debate is really fiscal because the cost would estimate around 3 million for the state but some say it’s worth it in the long run because there is less cost to the state over time as these autisic children are helped at an early age.

It’s also frustrating for parents that have children with Autism to be covered and had to suffer huge amounts of medical bills because of it. And as the article stated – some had to quit their job so they could get funding through medicaid.

Any thougths about Brandon’s Bill? Would this be a good move for Montana health insurance to provide coverage for autism?

]]> http://www.healthinsuranceinmontana.net/bradons-bill-montana-health-insurance-for-autism/feed/ 0 Montana Health Insurance in Google and Yahoo http://www.healthinsuranceinmontana.net/montana-health-insurance-in-google-and-yahoo/ http://www.healthinsuranceinmontana.net/montana-health-insurance-in-google-and-yahoo/#comments Thu, 29 Jan 2009 05:34:23 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=99 Wow!

I had to pinch myself tonight as I did a keyword search for: health insurance in Montana and I showed up #1 in Google. So before my daze wore off I decided to take a screen shot of this just make sure I wasn’t crazy when I woke up the next morning.

So here [...]]]> Wow!

I had to pinch myself tonight as I did a keyword search for: health insurance in Montana and I showed up #1 in Google. So before my daze wore off I decided to take a screen shot of this just make sure I wasn’t crazy when I woke up the next morning.

So here is my screen shot of this:

Me ranking #1 in Google for Health Insurance in Montana

Me ranking #1 in Google for Health Insurance in Montana

I have always wanted this to happen from the beginning of creating this site. I hope to become the most comprehensive website for options for health insurance in Montana.

Moreover, I noticed my site appear towards the bottom of page #1 for: Montana Health Insurance which is another keyword that I have been shooting for and glad to see it making it on the first page.

Currently if you get a Montana Health Quote – You will only see two companies listed, however, I can help you with more than that. It will only be a matter of time before I should be able to have it quote more health insurance companies in Montana.

I believe that this is the route that the people looking want so that they can compare and see which plan is the best for their families and so I’m happy to begin providing that for Montanans.

I also noticed that using the “health insurance in Montana” phrase I’m found in Yahoo too!

]]> http://www.healthinsuranceinmontana.net/montana-health-insurance-in-google-and-yahoo/feed/ 0 MT Health Insurance http://www.healthinsuranceinmontana.net/mt-health-insurance/ http://www.healthinsuranceinmontana.net/mt-health-insurance/#comments Fri, 02 Jan 2009 23:12:01 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=81 Happy New Year!

I’m excited to get started in 2009 with Montana Health Insurance being able to offer multiple health insurance companies.

One thing that you may or may not realize is that even though you may only see a couple of health insurance companies show up when you get a quote, I can also [...]]]> Happy New Year!

I’m excited to get started in 2009 with Montana Health Insurance being able to offer multiple health insurance companies.

One thing that you may or may not realize is that even though you may only see a couple of health insurance companies show up when you get a quote, I can also help you with other companies that you may be interested in.

So if you are looking for health insurance, then bookmark this site and come back often to get your quotes. I will be able to contact you and walk you through the process and be able to offer you the most comprehensive options available for Montana health insurance.

If you ever have questions about the health insurance companies in Montana, please feel free to contact me and I will be able to help you out.

Is your premium going up? I can help you find a new health insurance company that will help you get the coverage you and yet lower your premium. Most premiums go up quite a bit after only two years and so the best way to see what is out there is by getting a quote.

Again, I’m excited for Montana health insurance in 2009 and this site will bring you more information about the health insurance companies in Montana so that you can stay informed about which company might be right for you.

]]> http://www.healthinsuranceinmontana.net/mt-health-insurance/feed/ 0 Healthiest States – Montana Is… http://www.healthinsuranceinmontana.net/healthiest-states-montana-is/ http://www.healthinsuranceinmontana.net/healthiest-states-montana-is/#comments Fri, 05 Dec 2008 20:18:26 +0000 montanahealthinsurance http://www.healthinsuranceinmontana.net/?p=73 Out of all the states where does Montana rank for being healthy? What could it mean for Montana health insurance?

Take a guess before I show a list of who is the healthiest and unhealthiest. From Web MD here is a list of the states ranked in order of healthiest:

Vermont Hawaii New [...]]]> Out of all the states where does Montana rank for being healthy? What could it mean for Montana health insurance?

Take a guess before I show a list of who is the healthiest and unhealthiest. From Web MD here is a list of the states ranked in order of healthiest:

  1. Vermont
  2. Hawaii
  3. New Hampshire
  4. Minnesota
  5. Utah
  6. Massachusetts
  7. Connecticut
  8. Idaho
  9. Maine
  10. Washington
  11. Rhode Island
  12. North Dakota
  13. Nebraska
  14. Wyoming
  15. Iowa
  16. Oregon
  17. Wisconsin
  18. New Jersey
  19. Colorado
  20. Virginia
  21. South Dakota
  22. Kansas
  23. Montana
  24. California
  25. New York
  26. Maryland
  27. Michigan
  28. Pennsylvania
  29. New Mexico
  30. Alaska
  31. Illinois
  32. Ohio
  33. Arizona
  34. Indiana
  35. Delaware
  36. North Carolina
  37. Kentucky
  38. Missouri
  39. West Virginia
  40. Alabama
  41. Georgia
  42. Nevada
  43. Arkansas
  44. Oklahoma
  45. Florida
  46. Texas
  47. Tennessee
  48. South Carolina
  49. Mississippi
  50. Louisiana

Well, at least Montana is in the top half (barely) for the most healthiest states, but how do we improve this because the article also stated that we didn’t change much in health status since the last time they did this. It’s probably because change is a little slower in Montana.

It’s getting to be close to 2009 and so with new years resolutions coming up, stick in there becoming healthier and couple things just may happen: We might move up the list, and Montana health insurance premiums could eventually go down – by that time there will be some other type of plan for health insurance but hey had to say it.

]]> http://www.healthinsuranceinmontana.net/healthiest-states-montana-is/feed/ 0